Personal Savings and Investment
No matter your financial goals, we've got a savings or investment account to meet your needs and make your life easier. Getting started is easy!
Contact one of our banking professionals or apply online.
Lone Star Savings
A great account for everyone - save for your future and earn interest on your money without a high balance requirement.
- Only $50 to open an account
- Earns interest*
- $3.50 monthly maintenance fee**
- $50 minimum balance to waive fees
- Check writing/withdrawal limits: $3 each in excess of 9 per quarter***
Additional account features: simple interest bearing savings; quarterly bank statements
*Interest subject to change at any time.
**Not applicable for account owners under 18 years of age
***Federal regulations limit banking transfers between accounts, bank-by-phone, or overdraft sweeps to 6 per month on savings accounts.
Certificates of Deposit (CD)
Our Certificates of Deposit are designed for customers who want to receive a higher return on their funds.
Additional features: available in many different terms; interest may be paid by check or deposit to checking and savings
*Minimum to open Jumbo CD: $95,000
**Interest subject to change at any time.
Individual Retirement Account (IRA)
Individual Retirement Accounts are designed to save for retirement and receive tax-deferred interest at the same time.
- $50 minimum to open
- Earns interest*
Account features: fixed and variable rate products for both Roth and Traditional IRAs.
*Interest subject to change at any time.