Personal Savings and Investment

No matter your financial goals, we've got a savings or investment account to meet your needs and make your life easier. Getting started is easy! Contact one of our banking professionals or apply online.

Have you checked-in with your budget lately? Still need to make one? We've got you covered with our online budgeting tool. Learn More

Lone Star Savings

A great account for everyone - save for your future and earn interest on your money without a high balance requirement.

Only $50 to open an account
Earns interest*
$3.50 monthly maintenance fee**

$50 minimum balance to waive fees
Withdrawal limits: $3 each in excess of 9 per month***

Additional account features: simple interest bearing savings; quarterly bank statements
_{*Interest subject to change at any time.

**Not applicable for account owners under 18 years of age

***Federal regulations limit banking transfers between accounts, bank-by-phone, or overdraft sweeps to 6 per month on savings accounts.- Suspended due to Interim Final Rule on 4/24/2020.}

Click here to apply now for our Lone Star Savings account

College Savings Calculator

Certificates of Deposit (CD)

Our Certificates of Deposit are designed for customers who want to receive a higher return on their funds.

$1,000 minimum to open*
Earns interest**

Additional features: available in many different terms; interest may be paid by check or deposit to checking and savings
_{*Minimum to open Jumbo CD: $95,000

**Interest subject to change at any time.}

Click here to apply now for a Certificate of Deposit (CD)

Retirement Savings Calculator

Individual Retirement Account (IRA)

Individual Retirement Accounts are designed to save for retirement and receive tax-deferred interest at the same time.

$50 minimum to open
Earns interest*

Account features: fixed and variable rate products for both Roth and Traditional IRAs.
_{*Interest subject to change at any time.}

Click here to apply now and open an Individual Retirement Account (IRA)

Retirement Savings Calculator