Personal Checking accounts to meet your needs

We want to make your life easier with a checking solution that meets your needs. Whether you're looking for a basic checking account, an interest bearing account, or something in between, we've got options.  
Texas Star Bank Club

Our ultimate checking account with no minimum balance and great benefits.  This is our most popular account!
  • Only $50 to open an account
  • No minimum balance
  • Free Online & Mobile Banking
  • $10 monthly maintenance fee
  • Unlimited checks and withdrawals
  • Free Online Bill Pay
Additional account features: 2 boxes of personalized checks per year; AD&D insurance*; extra member benefits; no charge for personal money orders, notary services or copies; check images ARE included in monthly statement.

*This product is not a deposit account or other obligation of any depository institution or any affiliate of any depository institution. The Product is not guaranteed or insured by any depository institution or any affiliate of any depository institution. The product is not insured by the Federal Deposit Insurance Corporation (FDIC). The Product, except in the case of Federal Flood Insurance or Federal Crop Insurance, is not insured by a federal government agency.
 
  Click here to apply now for our Texas Star Bank Club checking account
  Click here to learn about club member benefits for our Texas Star Bank Club checking account.
  Already have an account?  Click here to access your club membership benefits.

Lone Star Checking

Our best value in checking, Lone Star Checking has everything you need.
  • Only $50 to open an account
  • Unlimited checks and withdrawals
  • Free Online & Mobile Banking
  • $3.50 monthly maintenance fee
  • $500 minimum balance to waive fees
  • Free Online Bill Pay
Additional account features: first order of 50 checks are free; check images are NOT included in monthly statement.
 

  Click here to apply for Lone Star Checking

 

Texas Checking

Our Texas Checking account makes banking simple and easy.
  • Only $50 to open an account
  • Unlimited checks and withdrawals
  • Free Online & Mobile Banking
  • $7 monthly maintenance fee
  • $700 minimum balance to waive fees
  • Free Online Bill Pay
Additional account features: first order of 50 checks are free; check images ARE included in monthly statement.
 

  Click here to apply now for our Texas checking account

 

Texas Now

Our Texas Now account offers availability of funds and earns interest at the same time!
  • $1,500 to open an account
  • Unlimited checks and withdrawals
  • Earns interest**
  • $10 monthly maintenance fee*
  • $1,500 minimum balance to waive fees
  • Free Online Banking, Mobile Banking & Online Bill Pay
Additional account features: first order of 50 checks are free; check images ARE included in monthly statement.
*Texas Star Bank Club available for $10 monthly regardless of balance. Loss of interest on days balance requirements are not met.
**Interest rates subject to change at any time. Click here to view interest rates.



 

  Click here to apply now for our Texas Now checking account
  Click here to learn more about Club Member Benefits for our Texas Now account.
  Already have an account?  Click here to access your club member benefits.

Texas Money Market

You'll enjoy earning interest on your checking balances with our Texas Money Market account.
  • $2,500 to open an account
  • Limited checks and withdrawals**
  • Earns interest***
  • $10 monthly maintenance fee*
  • $2,500 minimum balance to waive fees
*Texas Star Bank Club available for $10 monthly regardless of balance. Loss of interest on days balance requirements are not met.
**Federal regulations limit Online Banking transfers between accounts, bank-by-phone, or overdraft sweeps to 6 per month on money market accounts. $3 per withdrawal in excess of these limitations.
***Interest rates subject to change at any time. Click here to view interest rates.


 

  Click here to apply now for our Texas Money Market checking account
  Click here to learn about club member benefits for our Texas Money Market checking account.
  Already have an account? Click here to access you club member benefits.