Our Privacy Policy

What does First National Bank of Gilmer do with your personal information?

Why?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank of Gilmer chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does First National
Bank of Gilmer share?
Can you limit
this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to
court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes –
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO WE DON'T SHARE
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NO WE DON'T SHARE
For our affiliates’ everyday business purposes –
information about your creditworthiness
NO WE DON'T SHARE
For nonaffiliates to market to you NO WE DON'T SHARE

Questions?


Call 1-844-469-2265 or go to www.fnbgilmer.com


Who we are

Who is providing this notice?  First National Bank of Gilmer


What we do


How does First National Bank of Gilmer protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First National Bank of Gilmer collect my personal information?

We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Apply for insurance
  • Give us your income information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 

Definitions


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • First National Bank of Gilmer has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First National Bank of Gilmer does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First National Bank of Gilmer doesn’t jointly market.

Have Questions?
 
Customer Service Banking Center
Local:
Toll Free:
903-843-4100
1-844-4MY-BANK
1-844-469-2265
 

Contact Us Online

Click here to contact us online.