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About Us


Personal Lending

Agriculture Loans

"When we made our first ag loan, people were still plowing their fields with horses. We're here for the long haul...from the days of your grandfather to the days of your great-grandchildren."

We understand how extremely important farmers and ranchers are in our local and national economies. We realize by helping our ag customers, we are helping our own families.

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Consumer Loans

"Exceptional personal service keeps our tradition as Upshur County's #1 consumer lending institution growing strong."

Cars, trucks, boats, RVs, ATVs, motorcycles, and jet skis, we finance all of your family's growing needs. We also provide debt consolidation loans for customers wanting to lower their monthly debt to better fit their budget.

With our exceptional personal service, loan officers are able to quickly make decisions on any type of loan you might request.

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Home Equity Loans

"Need a bigger backyard? Take advantage of the equity you've built up in your home."

Our home equity loans let you take advantage of the equity you've built up in your home. Whether you want to finance home improvements, plan for a college education or other major purchases, a home equity loan can help you achieve your objective. The interest on your home equity loan may be tax deductible. Consult your tax advisor for details.

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Mortgage Loans

"We understand that by financing real estate we help start family traditions."

Looking for a larger home for your growing family? We finance all types of real estate from large acre tracts to construction loans and home improvement loans. Our customers can choose either conventional or FNMA financing to fit their real estate needs.

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