Personal Checking

personal checking

Personal Banking: Checking Accounts

Texas Star Bank Club

Our most popular account!

Join our Texas Star Bank Club and receive outstanding benefits for only $10.00 per month.

Minimum to Open: $50.00
Minimum Balance Requirements and Other Fees: None
Monthly Service Charge: $10.00
Interest Rate Info: None
Limit for Check Writing / Withdrawals: No Limit
Account Features: 2 boxes of Bank Club Checks per year, AD&D insurance, extra member benefits, unlimited check writing, free online banking with free bill pay and no charge for personal money orders, notary service or copies. Check images included in statement.

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Basic Checking

Basic Checking is a basic checking service.

Minimum to Open: $50.00
Minimum Balance Requirements and Other Fees: $700.00 to avoid monthly service charge
Monthly Service Charge: $2.31 will be imposed every one-month statement cycle if the balance in the account falls below $700.00 any day of the cycle.
Interest Rate info: None
Limit for Check Writing / Withdrawals: None
Account Features: Unlimited check writing, free online banking with free bill pay. Check images are NOT included in statement.

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Texas American Checking

Texas American Checking is a basic checking service with check images included in monthly statements for a low monthly fee.

Minimum to Open: $50.00
Minimum Balance Requirements and Other Fees: $600.00 to avoid monthly service charge
Monthly Service Charge: $6.00 will be imposed every one-month statement cycle if the balance in the account falls below $600.00 any day of the cycle.
Interest Rate Info: None
Limit for Check Writing / Withdrawals: None
Account Features: Regular checking account, unlimited check writing, free online banking with free bill pay and check images included in statement

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NOW Account

Our NOW Account is available to individuals who prefer to have immediate access to funds and earn interest at the same time.

Minimum to Open: $1,500.00
Minimum Balance Requirements and Other Fees: $1,500 to avoid monthly service charge
Monthly Service Charge: $10.00 if balance requirements are not met. Loss of interest on days without required balance.
Interest Rate Info: Subject to change at any time. Please contact for current rates
Limit for Check Writing / Withdrawals: None
Account Features: Unlimited checking with required balance, free online banking with free bill pay and check images included in statement

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Super NOW Account

Our Super NOW Account is available to individuals who prefer to have immediate access to funds and earn interest at the same time.

Minimum to Open: $2,500.00
Minimum Balance Requirements and Other Fees: $2,500 to avoid monthly service charge
Monthly Service Charge: $10.00 if balance requirements are not met. Loss of interest on days without required balance.
Interest Rate Info: Subject to change at any time. Please contact us for current rates.
Limit for Check Writing / Withdrawals: None
Account Features: Unlimited checking with required balance, free online banking with free bill pay and check images included in statement

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Money Market Account

Money Market Account is for customers who prefer immediate access to interest-bearing funds…who will have limited monthly activity.

Minimum to Open: $2,500.00
Minimum Balance Requirements and Other Fees: $2,500 to avoid monthly service charge
Monthly Service Charge: $10.00 if balance requirements are not met. Loss of interest on days without required balance
Interest Rate Info: Subject to change at any time. Please contact us for current rates.
Limit for Check Writing / Withdrawals: 6 per month(1)
Account Features: Limited Checking, Check images included in statement

(1)No more than six pre-authorized withdrawals, point-of-sale debit card transfers or checks, automatic transfers or telephone transactions per monthly statement cycle.

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