Mortgage Loans

Thinking about buying or building your dream home?

Mortgage Loan Team
Patty Jones, Vice President of Mortgage Lending
Michelle Glover & Katrina Hooks
Mortgage Processors

Now is the perfect time! Mortgage rates are still extremely low.

Mortgage team members: Patty Jones – Vice President of Mortgage Lending, Michelle Glover – Mortgage Processor, and Katrina Hooks – Mortgage Processor.

Our mortgage team has over 40 years combined experience and is extremely well qualified to process your loan. We can make your dreams of owning a new home come true today!

Call Patty Today!
NMLS # 630586

For your convenience, we have an online application – click here.

On the left are some useful links to help you in your application process.

Home Loan Application Checklist

Thank you for considering First National Bank of Gilmer for your mortgage needs. The following is a list of the items we will need to process your application as quickly as possible:

  • Completed and signed loan application
  • Your two most recent personal income tax returns with W2s
  • One month of pay stubs for each applicant or copies of award letters for retirement and social security income
  • The two most recent months of bank statements for each bank account, copies of stocks and bonds, investment or retirement statements. Be sure to include the portion of the statement with your name on it
  • Copy of your Deed of Trust or Warranty Deed.
  • Copy of your Real Estate Contract or copy of your Builders Contract, specifications and plans
  • Copy of your current homeowner’s or hazard insurance policy
  • Additional information as needed…

Please call us with any questions
regarding your loan application.